2023 - CALHFA announces new $40K grants with income limits at 80% AMI

CALHFA announced another round of funds ($25 million) for the a$40k Grant to build ADUs.  One important change, is the eligibility is now 80% of the area medium income (AMI). (See List). Since this equates to only 625 grants, this will close quickly.  If you’re serious about building an ADU and an meet the income limits,  we recommend the following:

  1. Apply with the participating agencies, HPP Cares, or CCEDA.
  2. Solicit a complete and firm construction bid.
  3. Secure your Financing.

We can help.

Non-Profit Housing Agencies


HPP Cares:

Check income levels by County


County of San Diego SB9 Portal

NEW Portal for SB9 eligible properties for San Diego County.  It’s a comprehensive portal including worksheet, application and guide.  But the best feature is the interactive map locator.  You can search a county property site.  If it is orange, you are SB9 eligible.  If blue, its not eligible.  You can further research to view other layers to see why the property has been excluded.

The application covers both the lot split and the addition of a 2nd unit.     There are some fee schedules.

Candidly, this is not a DIY process and will take considerable time.  Our FB Group has numerous resources that can help.

This process emphasizes further research with water and fire departments in making further determinations.

Link to San Diego County SB9 webpage

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Will Johnson

Will Johnson, portrait 2022

Construction Loan Broker

NMLS# 2109577  DRE #02207239

Office: 833.946.5005

Mobile: 619.295.9455

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Ridge Capital Group NMLS #1730019.  This advertisement is for general information only.  Some products may not be available in all licensed locations.  Information is subject to change without prior notice at the sole discretion of Ridge Capital Group.  All loan programs are subject to borrowers meeting appropriate underwriting conditions.  This is not a commitment to lend.  Other restrictions apply. Will Johnson – NMLS# 2109577,  DRE # 02207239