Cash-out refinance allows homeowners to replace their current mortgage with a new, larger loan and receive the difference in cash. This cash can then be used to finance ADU construction.
This option works well for homeowners seeking significant capital for larger ADU projects.
● Access large amounts of capital
● Simplify financing into one loan
● Potentially lower blended interest rates
● Improve overall mortgage structure
● Ideal for full ADU construction funding
● Homeowners planning full ADU builds
● Homeowners seeking maximum equity access
● Homeowners open to refinancing their existing mortgage
● Large or high-value ADU projects
Unlock hidden value, create affordable housing, and generate long-term income with a professionally built ADU.